Every home has a story. From cozy breakfasts to milestone celebrations, the moments inside these walls are what make a house truly feel like home.
As life evolves, so do our spaces. Refreshing your home with modern comforts, adding a new room, or even moving to a bigger place isn’t just about upgrades—it’s about creating room for memories to happen. Every change is a chance to honor the past while making space for the joys, laughter, and milestones yet to come.
When you’re ready to take that next step, PSBank Home Loan makes it simple. Whether renovating, expanding, or investing in a new property, PSBank provides flexible financing to help you create the space where your family’s next chapter can unfold.
Plan Wisely
Thoughtful planning ensures your home improvements focus on what matters most—comfort, functionality, and long-term value. PSBank Home Loan offers affordable rates, flexible terms, and loan amounts from P500,000 to P25 million, or up to 80% of the appraised value, giving homeowners the freedom to take on projects of any size.
For minor home renovations, the PSBank Home Equity Loan allows homeowners to use their property title as collateral to access additional funding—ideal for targeted upgrades, room improvements, or phased enhancement projects. Meanwhile, those building from the ground up can take advantage of the PSBank Home Construction Loan, which offers flexible terms, the option to defer principal payments during the first year, interest savings, and convenient payment options. Together, these features give homeowners the flexibility to match their loan to their budget and focus on bringing their dream space to life with greater financial ease.
Lock the Cost
Home improvements take time, and families deserve peace of mind. PSBank’s Interest Fixing feature allows borrowers to lock in their interest rate for up to 25 years, keeping monthly payments steady regardless of market changes—so you can concentrate on designing, contracting, and creating spaces that reflect your dreams.
Save as You Go
Renovation and expansion projects take time, making smart cash flow management essential. With PSBank’s Prime Rebate feature, borrowers can earn rebates when they make early or extra payments on their monthly dues. For those who choose to pay a lump sum, the rebate may be applied to either reduce monthly amortizations or shorten the loan term—providing greater flexibility and long-term savings.
A Legacy in Every Corner
A restored or expanded home is more than a project—it’s a continuation of your family’s story. With PSBank Home Loan, turning your renovation or home investment dreams into reality is easier than ever.
From fast credit decisions to flexible financing and practical savings features, PSBank supports families every step of the way—helping you create spaces that honor the past, celebrate the present, and welcome the milestones of the future. For more information, visit www.psbank.com.ph or follow PSBank on Facebook.
