What’s your fondest memory of your grandparents? Maybe they taught you how to ride a bike, or showered you with treats, or looked after you when your parents weren’t around.
Beyond these moments, it’s their wisdom—shaped by experience and resilience—that stays with us. For many Filipino families, the financial lessons of our grandparents are more than advice; they are a legacy. Their habits of thrift, patient saving, and prudent investing have laid the groundwork for lasting stability.
From carefully setting aside every peso to dreaming of a home and securing their family’s future, their lessons transcend generations. They remind us of the value of discipline, patience, and living within our means.
This Grandparents’ Day, PSBank honors these timeless principles by offering products that reflect the values our elders lived by—helping families continue a tradition of wise money management and building a secure future together.
Saving for the Rainy Days
Our lolos and lolas often reminded us to “set something aside for a rainy day.” That simple practice of thrift remains just as valuable today, and with PSBank Savings Accounts, it’s easier and more secure to carry on this habit.
PSBank has savings options that grow with you at every stage of life. For parents who want to teach kids the value of money early, PSBank Kiddie and Teen Savers account come with free personal accident insurance from AXA Philippines—equivalent to five times the account’s monthly average daily balance. For everyday money management, there are passbook and ATM savings accounts. And for overseas Filipinos working hard away from their families, the PSBank Peso OFW ATM Savings and PSBank USD Passbook Savings provide secure and reliable ways to safeguard their earnings and support their loved ones back home.
Best of all, saving has never been simpler. Through PSBank Mobile, you can open a PSBank Savings account anytime—no maintaining balance, no minimum deposit required. Just a straightforward way to start building the future, one peso at a time.
The Rewards of Patience
Grandparents often said that good things come to those who wait. They understood that patience—whether in raising children, planting crops, or setting aside a few pesos—eventually bore fruit.
That same principle is reflected in the PSBank Peso Time Deposit, where a minimum placement of just P10,000 can yield higher interest than a regular savings account. Flexible terms of 30, 60, or 90 days make it easy to plan, while SMS reminders and automatic rollovers provide peace of mind. With the option to open and manage accounts through the PSBank Mobile App, growing your savings has never been more convenient. Here, patience is transformed into a practical strategy for steady growth.
Building a Lasting Legacy
Perhaps the greatest dream our grandparents held was owning a home for the family, a place to grow roots and build a legacy.
PSBank Home Loan with Prime Rebate makes that dream within reach. It offers flexible terms of up to 25 years, credit decisions in as fast as one day for brand new condo units and properties from accredited developers, and rebates whenever you make advance or excess payments, or both. More than just making homeownership possible, it helps families build a secure foundation for generations to come.
The lessons of the past continue to hold meaning today. Simple, reliable, and customer-focused banking ensures that the values of thrift, patience, and responsibility remain alive—echoing the wisdom passed down from one generation to the next.
To learn more about PSBank’s products and services, visit www.psbank.com.ph or follow PSBank on Facebook.
