The holidays are here and so is the excitement of Christmas shopping. This year, Skyro, a reliable SEC-registered lending app, is making it easier to shop early for gifts without worrying about interest or down payment costs.
Through its Zero Plan, Skyro offers 0% interest on installment loans and zero down payment on purchases, helping Filipinos shop for the season while staying within budget. Borrowers can spread their expenses over three or six months at no interest as long as the loan is fully paid within the period. Approval is instant with just one valid ID, and payments already cover the financed amount, origination fee, and Value-Added Services.
The Zero Plan is designed for holiday essentials, whether it’s a gadget, appliance, or other gifts, allowing qualified customers to take items home right away with no down payment. This makes it possible to buy gifts and household needs without waiting or delaying until year-end bonuses arrive.
On top of this, Skyro customers with good credit scores may also get SkyroCredit, a reusable credit line available once their Skyro product loan is approved at partner stores. From November to December 2025 only, customers can receive up to ₱10,000 in SkyroCredit, which can be used at drugstores, convenience stores, restaurants, eateries, palengke stalls, and any establishment that accepts QR Ph. Spend a little or a lot, pay back what is used, and your limit becomes available again with no need to reapply.
Skyro continues to deliver on its mission of bringing happiness to Filipinos by offering financial solutions that are flexible, accessible, and rewarding. With the Zero Plan and SkyroCredit, holiday shopping becomes easier, lighter on the budget, and more enjoyable.
Download the Skyro app today to make holiday shopping easier with Skyro’s Zero Plan! The app is available for free on the Apple Store for iPhone users and Google Play for Android users, or visit skyro.ph. Follow us on Facebook, Instagram, LinkedIn, and TikTok.
