GoTyme Bank has officially crossed the 10-million-user milestone in just over three years since its launch. The milestone represents a fundamental shift in mainstream Philippine banking, backed by over P53 billion in customer deposits and sustained engagement across the bank’s ecosystem. The rapid adoption highlights how modern Filipino consumers are evaluating institutions not merely by corporate longevity, but by how consistently they deliver value, security, and convenience in daily life.
While traditional banks historically establish credibility through decades of operating history and asset records, GoTyme Bank has built trust by consistently delivering secure, convenient, and accessible financial services that customers use every day. This trust is reflected in sustained customer behavior, strong app engagement, and rapid cross-product adoption across debit, MoreTyme, remittances, and wealth management.
“Reaching 10 million users is an important milestone on our journey to become the Philippines largest and most loved bank, but for us, it’s really about the trust that millions of Filipinos place in GoTyme Bank every day,” said Nate Clarke, CEO of GoTyme Bank. “We’re grateful to our customers for choosing us, and we’ll continue working to make banking simpler, more accessible, more affordable, and more beautiful for everyone.”
Sustained trust & deep engagement
A core driver of the bank’s rapid growth is its integration into the daily financial habits of its users. GoTyme Bank has secured its place as the Most Used Visa Debit Card in the Philippines based on Visa debit active usage data in 2025, proving it is an essential tool for daily commerce. Making everyday banking more accessible and affordable has been a core part of GoTyme Bank’s approach since launch. As part of that commitment, the bank has offered free InstaPay transfers since the beginning, giving users greater flexibility and convenience in managing their finances.
Scale, infrastructure & seamless access
Bridging the digital-to-physical gap, GoTyme Bank has built an extensive physical network that complements its digital-first architecture. Bringing a personal touch back to banking, GoTyme Bank maintains more than 600 kiosks across the Robinsons Retail ecosystem and SM Stores nationwide, supported by over 1,200 Bank Ambassadors who help customers open accounts in five minutes or less and access high-quality services instantly. Customers can conveniently deposit and withdraw cash through more than 2,500 lanes in Robinsons Retail stores. They can also deposit cash through a network of more than 4,500 7-Eleven stores nationwide.
Financial inclusion & cross-product acceleration
As GoTyme Bank matures, its ecosystem has expanded into comprehensive financial services, driving deep cross-product adoption. Expanding beyond traditional savings, users can pay more than 160 billers directly within the app, simplifying everyday financial management. Customers can also invest in crypto and Philippine stocks within the app, making investment opportunities more accessible to everyday Filipinos.
The bank is also unlocking financial potential through its growing credit infrastructure. Over 1 million early-access users have been introduced to MoreTyme, a broader suite of credit solutions designed to be flexible, transparent, and easy to understand. Customers always know exactly what they’re paying for, with clear pricing and no hidden charges buried in the fine print. MoreTyme enables users to pay purchases in installments through QRPh, Convert Purchases, and the MoreTyme Virtual Card, while Get Cash provides quick access to funds when needed. Additionally, through a new integration with Wise, users can now enjoy fast, fair, and transparent international money transfers with highly competitive rates.
A new standard for Philippine banking
The 10-million-user milestone reflects a wider transformation in how Filipinos interact with their money, demonstrating that true trust can be built transaction by transaction through an exceptional user experience. By marrying institutional-grade security and substantial deposit volumes with a frictionless digital experience, GoTyme Bank is proving that trust is no longer built solely through decades of history, but through consistently delivering value every single day.
As GoTyme Bank accelerates its expansion into international remittances, investing, and credit services through MoreTyme, it continues to strengthen its long-term market position while staying true to its vision of making banking beautiful.
