Union Bank of the Philippines (UnionBank) topped Visa credit payment volume in the Philippines in 2025, reflecting how more Filipinos are using credit cards for everyday spending and greater flexibility in managing their finances.
“As more Filipinos become mindful on how they manage their budgets, this recognition highlights the growing importance of secure and flexible payment options in daily life,” said Mukul Sukhani, Head of Cards and Loans at UnionBank. “Our focus has always been to support customers with practical benefits—whether for essentials, online purchases, or occasional lifestyle experiences—so they can make the most of how they spend.”
The shift toward more intentional and digital-first spending habits was echoed by Visa. “From everyday essentials to important life moments, Visa enables fast, secure, and seamless digital payments,” said Jeffrey Navarro, Country Manager for Visa Philippines. “UnionBank Visa Cardholders benefit from a global network that helps them transact with confidence—whether in-store, online, or abroad.”
Supporting Everyday Needs and Economic Activity
As households prioritize everyday expenses, more Filipinos are using their UnionBank Credit Cards for groceries, electronics, and online purchases. Features such as installments, cashback, deals on platforms like Shopee and Lazada are helping customers better manage their budgets.
With the continued shift to digital payments, customers also benefit from more convenient transactions and greater control over how they manage their finances.
Expanding Access to Financial Tools
Earlier this year, UnionBank reached 2 million credit cards in circulation, reflecting continued demand for accessible and easy-to-use financial tools. This growth was driven by digital onboarding and simplified application processes, making it easier for more Filipinos access credit responsibly.
Delivering Practical Value for Cardholders
UnionBank Visa Credit Cards are designed to help cardholders get more value from their everyday spending—especially on essentials and planned purchases.
Cardholders can access:
Dining and Lifestyle savings, with discounts of up to 50% at partner merchants at over 1,000 partner restaurants and outlets nationwide, including exclusive access to premium and MICHELIN recognized dining experiences, complimentary dining perks, and priority reservations at select establishments locally and abroad.
E-commerce deals and installment options, helping manage larger or essential purchases more comfortably. Cardholders can also take advantage of payday and double-date offers on leading e-commerce and shopping platforms, featuring cashback deals, installment plans, and special savings on electronics and everyday essentials.
Travel and accommodation offer, including discounted airfare and added perks for those planning trips. UnionBank Visa offers airline seat sales and global hotel deals, including complimentary night stays and up to 30% off at participating properties worldwide – making every trip more rewarding when paid with a UnionBank Visa Credit Card.
Through these curated offers, UnionBank continues to deliver meaningful value across essential touchpoints, ensuring that cardholders get more out of every swipe, tap, and transaction. These benefits are designed to support both everyday needs and occasional lifestyle experiences—giving customers flexibility while helping them manage costs more effectively.
To learn more about UnionBank’s wide array of credit card offers, visit the Cards Promos section on the UnionBank website: https://www.unionbankph.com/cards/credit-card/discounts-and-promos. Union Bank of the Philippines is regulated by the Bangko Sentral ng Pilipinas (https://www.bsp.gov.ph). For more info, please visit our website. For any concern, you may contact us through our UnionBank Online app (Mailbox > Support > Create New Ticket) or our Customer Service Hotline at (+632) 8841-8600.
No UnionBank credit card yet? Apply now for a UnionBank Rewards Visa Platinum Credit Card and enjoy no annual fees for life when you meet the spend requirement within 60 days. https://www.unionbankph.com/r/applycc.
