Lately, more Filipinos are getting intentional about their money. Not by cutting everything out—but by making what they already do count for more.
That’s where moneymaxxing comes in. It’s about getting more out of your money, letting it grow, earn, and give something back while you go about your day.
And with everything in one place, Maya, the country’s #1 Digital Bank and leading all-in-one fintech platform, makes that shift feel easier to actually keep up with.
Start by putting your money to work
If your money isn’t growing, it’s slowly losing value, especially now.
That’s why one of the easiest shifts is simply moving your money somewhere it actually does something. With Maya Savings, you can earn up to 15% interest per annum, credited daily, which means growth isn’t something abstract. You see it happen in real time.
And that matters more than it sounds. Because once you start seeing your money grow, even in small amounts, you’re more likely to keep going. It stops feeling like effort and starts feeling like progress.
If you’re open to exploring something new, Maya Crypto lets you start with a small amount, with offers that can earn you up to P500 on your buy transactions, making it easier to try without overcommitting.
Make your spending work both ways
Spending is part of everyday life. The real shift is making sure it gives something back.
Using your Maya debit card for fuel, for example, can get you up to ₱300 cashback for a minimum spend of ₱500.
If you’re spending more regularly, the Landers Cashback Everywhere Credit Card gives you returns across categories you’re already spending on like groceries, dining, even fuel, with up to ₱7 per liter savings at Landers-Caltex branches with a minimum single-receipt spend of ₱4,000.
And with the Maya Black Credit Card, your everyday purchases turn into Maya Miles, with up to 10x Miles at preferred merchants — which you can convert into things you’ll actually use, from travel to fuel vouchers.
And when you need extra, having a backup keeps you in control
There are moments when your budget just doesn’t stretch far enough. That doesn’t mean you did something wrong; It just means you need options that don’t make things harder later.
For shorter gaps, Maya Easy Credit offers a revolving credit line of up to ₱50,000, designed for quick use and repayable within 30 days, so it doesn’t linger longer than it should.
For bigger needs, Maya Personal Loan gives you up to ₱250,000, with structure that makes it easier to manage over time.
The goal isn’t to rely on credit. It’s to make sure that when you do use it, it doesn’t take control of your next month.
Moneymaxxing looks like letting your money grow daily without thinking about it, getting something back from the expenses you already have, and setting things up so you don’t have to keep starting over.
To know more, visit maya.ph or mayabank.ph, and follow @mayaiseverything on Facebook, Instagram, YouTube, and TikTok to stay updated. Approval and offer are subject to credit evaluation. Maya Philippines, Inc. and Maya Bank, Inc. are regulated by the Bangko Sentral ng Pilipinas. www.bsp.gov.ph. For 24/7 assistance, visit the Help Center in the Maya app or call us from 8 AM to 7 PM daily at +632 8845-7788.
